I am a Chartered Financial Planner and a Fellow of the Personal Finance Society. I am also the Director of RJ Financial Planning and have been working in the financial services industry since 1998. Since gaining my Chartered status, I have been registered with The Chartered Institute as a later life planning specialist and a pension planning specialist. My areas of expertise include tax and lifestyle based financial planning for business owners, professionals and the farming communities.
Outside of the business, I am married to Helen and live in Aberporth. I enjoy being physically active, reading and spending quality time with family and friends.