I am a Chartered Financial Planner and the Director of RJ Financial Planning.
I have been in the financial services industry since 1998. I am passionate about achieving wealth creation and capital preservation for my clients, helping to reduce the tax they pay during their lifetimes and on death through effective intergenerational planning. I am also registered with the Chartered Institute as a later life planning specialist, dealing with clients that need advice with their financial planning around their care needs, including advice to care providers. I am also registered with the Chartered Institute as a pensions and retirement specialist and authorised to deal with final salary reviews.
I work from the office in Cardigan High Street and I operate actively throughout the 3 counties of Ceredigion, Pembrokeshire and Carmarthenshire. Over the years I have been introduced by my clients, to their friends, family and colleagues which has led me as far afield as North Wales and the West of England!
I am committed to ensuring that my industry knowledge remains relevant and current by placing strong emphasis on my personal development. This, along with the pride and dedication that I place on developing solid, lifelong relationships with my clients, ensures that I provide a rounded, professional and principled service.
Outside of my business, I am married to Helen (Co-Director and Admin at RJ Financial Planning. I enjoy being physically active, reading and spending time with family and friends.
Charity is also very important and I regularly take part in various charitable events and donate regularly.