About us

In our experience, we at RJ Financial Planning have found that many clients, struggle to understand what money truly means to them or how to find an adviser they can trust. 

We take the time to explore your goals for the future. In order to advise you specifically with these goals in mind, we need to know your current financial situation. Together we will then agree on a plan to meet your needs in an Efficient manner. We will help you achieve Excellent outcomes to grow your wealth, reduce the amount of tax paid during your lifetime and protect your estate from inheritance tax. All of this, in a clear, simple manner with a supportive adviser, whilst maintaining the highest Ethical standards in everything we do. 

We believe that keeping in touch regularly is very important through Educational e-mails, newsletters, client events and regular financial reviews. Your life changes, the law changes and the world is changing at an ever increasing rate. The key to financial success is evolving with the times and RJ Financial Planning will ensure you don’t get left behind. Your peace of mind is our peace of mind.

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Tracey has been an absolute star throughout the process of re-mortgaging. From the very first day, she has been so helpful explaining everything in detail offering valuable advice along the way. She was extremely efficient, always on the other side of the phone and answered all queries promptly. Tra...
Mr G & Mrs E Davies |Pembrokeshire, Pembrokeshire, Wales

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

RJ Financial Planning Ltd is registered in England and Wales, Number 08606848. Registered Office: Bryn Melys, Aberporth, Cardigan, Ceredigion, SA43 2BZ.